Lite-Doc Mortgage

Get pre-approved with minimal documentation. Perfect for self-employed individuals and those with complex income situations.

Lite-Doc Mortgage Calculator

Minimal Documentation

  • No tax returns required
  • No W-2 forms needed
  • Basic income verification
  • Flexible documentation options

Who It's For

  • Self-employed individuals
  • Commission-based workers
  • Recent job changes
  • Complex income situations

Required Documents

Based on your loan amount and credit score, you may need to provide the following documents:

Basic Requirements

  • Driver's License
  • Social Security Card
  • Proof of Income
  • Bank Statements

Additional Requirements

  • Tax Returns (if loan > $400K)
  • Business Documents
  • Asset Statements
  • Investment Accounts

The Lite-Doc Process

1. Pre-Approval

Get pre-approved with minimal documentation. We'll review your basic information and credit score.

2. Documentation

Provide the required documents based on your loan amount and situation. Our team will guide you through the process.

3. Closing

Complete the closing process with our dedicated team. We'll handle all the details to ensure a smooth transaction.

Ready to Get Pre-Approved?

Let our mortgage specialists help you get pre-approved with minimal documentation.